Warren Buffet, the second richest man who has donated $31 billion to charity.

His advice to young people:

"Stay away from credit cards and invest in yourself and Remember:

A. Money doesn't create man but it is the man who created money.

B. Live your life as simple as you are.

C. Don't do what others say, just listen them, but do what you feel good.

D. Don't go on brand name; just wear those things in which u feel comfortable.

E. Don't waste your money on unnecessary things; just spend on them who really in need rather.

F. After all it's your life then why give chance to others to rule our life."

For staying away from credit cards, I agreed, but still I try not to use it unless like buying air tickets online. My life is quite simple that is good also. But dont go on brand name, hmm still sometimes I am brand conscious. Whatever I need I have it. So conclusion, as long as not getting yourself into debts. It should be good life. But if donate that 1 of a million dollar to me, I will have a even better life.